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Facing Uninsured Pregnancy
You Can Make It Work
By Johnathon Allen
One alternative for mothers facing the looming reality of uninsured pregnancy is HealthAllies.com, an online health care marketplace. This innovative dot.com provides people with little or no health insurance access to a nationwide network of health care services at a fraction of the usual cost.
"HealthAllies is designed to help people who have to pay out of pocket to cover their medical expenses," says London, a representative of the company. "In a pregnancy situation, the first thing we would do is schedule an office visit with an OB/GYN in the mother's area. Then, when a doctor and hospital have been chosen, we would help negotiate the price and provide the mother with high-quality health care throughout her pregnancy, delivery and postpartum at a portion of the usual cost."
According to the HealthAllies online pricing system, a routine vaginal birth with a three-night hospital stay would cost an HA member just over $4,000 ($5,200 for Cesarean section). HA also has the ability to renegotiate existing hospital and medical expenses. Membership is free and sign-up is available online.
Home-based or "domiciliary" birth is another option open to uninsured women who are willing to take on a deeper level of participation in the birth experience. For centuries, infants were brought into the world by midwives in a natural, domestic setting. Today, in addition to being a mother's most economical birth option, home birth is an organically beautiful experience for mother and child.
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