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Tackling Money Worries

The Priceless Feeling of
Being Debt-Free

By Laura Cone

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"By paying attention to details like these during your pregnancy, you will literally save hundreds, if not thousands, of dollars after the baby gets here," Kay says.

With two of her pregnancies, Kay was so organized she did not have to buy clothing until her two children were toddlers.

Also, don't be shy about letting friends organize a "just dads shower" or a "diaper shower." Typically, everyone brings a package of disposable diapers in a variety of sizes and baby wipes. "This is especially good for new moms and dads that are on a tight budget as this meets a real need for months to come," she says.

Finally, if you are worried about money, don't be shy about seeking help from the government. Visit www.fns.usda.gov/wic to learn more about WIC, a food and nutrition resource for expecting mothers, breastfeeding mothers, infants and children.

Multiplying Money Fears with Twins

While being pregnant with one child brings a lot of financial stress, women who are pregnant with multiples find the number of children they are carrying exponentially multiplies their worries.

Misty Fry of Roseville, Calif., the executive vice president of the National Organization of Mothers of Twins Club, says many mothers of multiples decide to stay home with their children because childcare is expensive. "A lot of them have home-based businesses or do somethingpart-time," she says. "When you are pregnant with multiples [you] worry about a premature delivery. Financial worries add to the stress of the pregnancy, which could lead to prematurity. It's hard to cut down on the worry."


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