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Tackling Money Worries

The Priceless Feeling of
Being Debt-Free

By Laura Cone

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Fry says women may ease some of their fears simply by talking to more experienced parents who understand. "When they come to meetings, they seek advice on how to buy things at discount," she says. "We encourage them to ask their doctors for formula and items they get free from distributors."

Women who come to support groups can ask questions and even share used baby clothes, Fry says. "Pretty much everyone has been there, done that," she says. "It's a relief to talk about what's going on. Usually there is someone else who has just been through it who has good advice. You are talking to other people who are in the same spot you are in."

Other tips for putting your worries to rest include the following:

  • Seek counseling or hypnotherapy to relax and let go of fears. Some therapists specialize in fears related to childbirth, and can also help with stress related to money.
  • Seek help from a credit counselor. Even if you can't pay off all of your debt before the baby comes, having a plan can relieve stress.
  • Engage in spiritual activities. Whether it's joining a church or going to a meditation seminar, explore ways to get in touch with your spirituality so you are not as burdened with material problems.
  • Brainstorm ways to make money while being able to take care of your child. Finding a creative outlet that generates income can relieve stress.
  • Have a support group of family and friends. When you have the urge to spend money, talk to them and be open with them about your money problems and goals so they can help.

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