There is perhaps nothing as intimidating as discovering you're pregnant and uninsured. Sarah Rose Evans knows what a nightmare that can be. She and her husband planned on having a baby while she was still in graduate school and covered by school insurance. Their plans changed and they ended up moving across the country.

"I took my time in looking for a job with good insurance coverage," says Evans, a mother of one from Portland, Ore. "I found one that fit the bill and then when I was 7 months pregnant, I lost the job and I was facing the rest of my pregnancy and birth without insurance."

Evans had planned on a home birth, but that was still going to cost more than $3,000. Because they had to pay out of pocket, the couple only had one ultrasound taken for safety reasons. But the stress took its toll.

"I was incredibly stressed out and angry during that time," Evans says. "If something went wrong and I ended up in the hospital, we would be in a lot of financial trouble."

Content on this site is not a substitute for professional medical or healthcare advice, diagnosis or treatment, and may not be used for such purposes. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical question or condition. Reliance on information presented on this site is at your own risk. This site contains the opinions and views of other users. Given the interactive nature of this site, we cannot endorse, guarantee, or be responsible for the accuracy, efficacy, or veracity of any content generated by our users.