You're ready; he's not. He's ready; you're not. You're both ready; your budget is not. For many hopeful parents, the persistent ticking of a biological clock does not always fall in line with their partner's plans and preparations to have a baby.

Deciding when to start trying to have a baby or to initiate adoption proceedings leaves many couples on different sides of decisive boundary lines. Parents in waiting contemplate how to pinpoint that they're ready for a child or if a bank balance should drive a conception cycle. Should the size of your home or bank account dictate how many children you should have?

If you've been waiting for the "perfect time," to have more money or for your career to take off before having a child, you're not alone. According to U.S. Census Bureau statistics collected in 2005, the average age that people are becoming first-time parents is steadily trending upward as the average number of children in a family is slowly sliding downward.

Although your or your partner's head may be saying WAIT, your biological clock might have a different opinion. Sorting out your reasons for waiting or not, if your partner is ready and just what your biological clock is saying will be beneficial regardless of how long the parenthood road that you're traveling on is.

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